What to Do if Someone Dies
Australia’s death rate remains the same as it has always been. We get one death each. The problem is, very few of us know when our death will come. What is also certain is that we will know people who die before us. This is a quick guide to what to do if someone you love dies.
How to Win at Tennis. And Investing
It is Australian Open time again and the world’s attention focusses on Australia’s very own Grand Slam Tennis Tournament. Happily, with Covid restrictions much less this year, we will see a blockbuster tournament. May the best players win.
Why Insurance is a Good Idea
Our heart has been breaking in recent weeks over the massive floods affecting so much of Queensland and NSW. If you or someone you know has been affected, please know our thoughts are very much with you at this time. This week we look at why having insurance in general is a good idea, and an important one.
Ever thought about the role of buffers in good financial planning?
The Governor of the Reserve Bank Phillip Lowe recently recommended that home borrowers ensure that they have a ‘buffer’ against the time when interest rates inevitably rise. Interest rate buffers are not the only type of buffer in good financial planning. Buffers are used in many areas, but the need for buffers always comes from the same source: understanding that the way things are now is not likely to be the way things are in the future.
Does Your Life Insurance Policy include Covid-19?
If you hold a life insurance policy in Australia, the good news is that your policy will almost certainly not exclude health events that are caused by Covid-19. This is especially the case for policies that pre-date 2020, but is also almost always the case for policies that you took out before you became or become ill with Covid.
Identifying Goals And Objectives To Improve Your Personal Financial Situation
The upcoming new year offers a new beginning and for many, this is as good a time as any to look at your own financial goals. Take this time to reset, perhaps put the past behind you and set yourself some goals and objectives and a plan to achieve them.
A Life Well Lived
Too many people look back on their life with regrets. Far from being morbid, realising that our death is inevitable can inspire us to live a better life today.
Upcoming Changes to New Income Protection Policies
In September 2020, APRA outlined the changes it wanted to see in place before 1st October 2021. Existing insurance policyholders are not impacted by these changes. As long as you keep paying your premiums. You may have noticed over the last 2 years that your insurance premiums have increased quite a bit. It may be time to review existing policies to make sure you are properly covered and not paying too much for insurance.