Your Most Important Asset – You!
What is your most important financial asset? Is it your home? Your superannuation fund? Your investment portfolio? Your sports car? Actually, it’s you.
Understanding Underwriting in Life Insurances
You may have heard the term underwriting in relation to your life insurance. Underwriting sounds serious. And, given why we need to take out life insurance, underwriting is relatively serious. But it is also quite straightforward. This article explains it all.
Understanding Total and Permanent Disability Insurance
Total and permanent disability (TPD) insurance is one of the most important life insurances around. As the name implies, TPD insurance pays you a benefit if you become ill or injured and cannot continue working as you did prior to the illness or injury. In this week’s article, we look into the fundamentals of TPD insurance.
Let’s Talk About Trauma Cover
Many people think that life insurances are limited to death cover, total and permanent disability cover and income protection cover. But there is a fourth kind of life insurance that is often overlooked – but that can be very useful in certain circumstances. You may have heard of trauma cover. As the name suggests, trauma cover […]
How to Make a Life Insurance Claim
Obviously, we hope that none of our clients ever make a claim on their life insurance policy. But, from time to time, claims need to be made. Here is our step-by-step guide to what happens when you make a life insurance claim. We should note that you can ‘DIY’ an insurance claim. However, for most […]