Receive Commissions Rebates on Your Life Insurances in 3 Simple Steps
* This amount is indicative only
HOW IT WORKS Claiming your trailing commissions
Commissions to Adviser
When you approach a financial adviser to organise your risk insurances including life and TPD, income protection, and trauma, your financial adviser is rewarded with both upfront commissions and trailing commissions.
Quick Sign Up with Easy Refunds
You can easily get your money back! Join Easy Refunds and we’ll pass all commissions back to you as quickly as possible. Simply fill in our online form in 3 easy steps and we will take care of the rest from here.
Commissions Rebated Back to You
You will receive a refund every January and July. Easy Refunds gets these commissions back into your pocket quickly and safely. All you have to do now is decide how to spend, save or invest it!
WHAT OUR CLIENTS SAY ABOUT US
Matthew Wong
2 years ago
As a professional myself, I have dealt with many different insurance brokers, financial planners and mortgage brokers over the last 10-20 years. Florence's professionalism and service has been second to none. I am always impressed by the work and research she has done for me in regards to my insurances, loans and investment plan, and clearly laid them out in her corresponding emails. Dealing with her for almost 4 years now, I can say that she is always trying to act at my best interest. Overall, my experience with Easy Refunds has been very positive and I would highly recommend them!
Vincent H
2 years ago
It is without a doubt one of the best services. Its quick and seamless, no dramas involved. And if you have any issues, just email them, they will reply straight after. Highly recommended
George Poulios
2 years ago
I have been dealing with Florence for a few years now and she is a very professional and honest person to deal with. She always explains things in detail and aims to get the best result for me. If you want to deal with a person who looks after your best interests and knows her stuff, and has integrity, I highly recommend Florence.
Widya Utomo
5 years ago
My friends told me all about Easy Refunds and how they were getting commissions back on their insurance policies. I didn't know such a thing existed but spoke to the advisers at Easy Refunds and they were super helpful with how it all works. The website was easy to navigate, sign up was also easy and I have already gotten my commissions back. Thanks for the great service!
P T
5 years ago
Signing up was very easy but I wasn't sure if my insurance policies were eligible for any commission rebates. A quick chat on the website and I got the answer I needed. I did have to wait for the information to come through (apparently you have to ask the product provider), but otherwise very easy to deal with. the previous adviser hasn't called me in 3.5 years since the policy started so it didn't make any sense that they continued to receive the commission
Joanne Jong
5 years ago
I signed up to Easy Refunds for commission rebates but I realized they really knew their stuff and were so helpful so I ended up getting them to help me review my life insurance and it’s saved me so much! And they rebate the upfront commissions too on my new insurances! Highly recommendable to use their services!
Felicia Lin
5 years ago
I got my insurance through Easy Refunds and they were very prompt with responding to my questions, great with communication and more importantly keeping things simple when discussing technical matters.
Thanks for the great support!
Thanks for the great support!
FINANCIAL PRODUCTS We support the following products
WHO WE ARE
We are one of the most competitively priced commission rebate services in Australia. We are able to provide a low-cost yet efficient and arguably the best service because we automate our processes with smart systems. Our friendly team is always available where a case requires attentions so you can have absolute peace of mind.
We have substantial experience in the delivery of quality financial services to clients and in the delivery of various business to business services to finance professionals. Our staff are expert at ensuring that services are delivered efficiently and thoroughly.
GET YOUR REFUNDS TODAY Join Easy Refunds today and claim your money back!
OUR ARTICLES
Australia’s Biggest CGT Shake-Up in Decades is Coming
The 2026-27 Federal Budget has proposed the most significant overhaul of Australia's capital gains tax system in nearly three decades. From 1 July 2027, the familiar 50 per cent CGT discount, a cornerstone of investment planning since 1999, is set to be replaced by an inflation-adjusted indexation model accompanied by a new 30 per cent minimum tax on real gains. For property investors, shareholders, and anyone sitting on long-held assets, the changes will fundamentally alter how investment returns are calculated and taxed. With transitional rules, new build carve-outs, and the surprise inclusion of pre-1985 legacy assets all forming part of the package, understanding the detail now, well ahead of the 2027 start date, will be essential.
Is Your Family Trust Facing a Minimum 30% Tax Rate?
The 2026-27 Federal Budget has put family trusts firmly in the government's crosshairs. If proposed new rules become law, trustees of discretionary trusts will be required to pay a flat 30 per cent minimum tax on trust income from 1 July 2028. This is a fundamental departure from the income-splitting flexibility that has made these structures so attractive to Australian families and small business owners for decades. With bucket company arrangements effectively penalised, transitional rollover relief on the horizon, and the fixed trust distinction harder to satisfy than many assume, the implications are wide-ranging. Here is what you need to know.
Federal Budget 2026-27
The 2026-27 Federal Budget has landed with some of the most significant structural tax changes in a generation. Treasurer Jim Chalmers has overhauled the rules for property investors, winding back negative gearing to new builds only and replacing the long-standing 50% capital gains tax discount with inflation-indexed gains and a 30% minimum tax rate. Family trusts face a new 30% minimum tax from 2028, while workers get a $250 permanent tax offset and an immediate $1,000 work-related deduction. For motorists, fuel excise has been temporarily halved and the electric vehicle FBT exemption is being phased out over three years. Here is what it all means for your finances.
The Psychology of Grief and Wealth Protection
When a loved one passes away, the profound emotional weight of grief can make financial decision-making incredibly difficult. The shock of bereavement can overwhelm individuals, sometimes leading them to spend an inheritance quickly to avoid painful reminders, or freeze completely out of a fear of making the wrong choice. Traditional estate planning focuses purely on the distribution of assets, often ignoring this heavy emotional toll. To truly support your family, a modern wealth transfer strategy must include a built-in psychological safety net. By implementing practical legal structures and clear communication, you can shield your loved ones from the immediate pressures of sudden wealth and give them the breathing space they need during their toughest days.