
How to Maximise Your Age Pension
Making the most of the Age Pension isn’t about dizzying formulas or dry legal jargon — it’s about everyday choices that genuinely shape comfort and security in retirement. From turning the family home into an even greater asset, to simple steps like updating how much Centrelink thinks your car is worth, these practical strategies are based on real stories and proven tips that can help retirees enjoy a worry-free retirement, stretch every dollar further, and feel confident about their financial future.

September 2025 Market Updates
In September 2025, the Australian ASX 200 lagged while the US S&P 500 hit record highs after a Federal Reserve rate cut and strong tech earnings. Australia’s housing market showed steady growth, supported by low supply and new first-home buyer incentives, as the Reserve Bank of Australia awaits key inflation data before deciding on further rate changes

Who Would Your Super Fund Pay?
When you think about your superannuation, you probably focus on growing it for retirement. But have you considered what happens to it if you pass away? It’s a common myth that your super is automatically covered by your Will. In most cases, it isn’t. Your super is held in a trust, and the fund's trustee is responsible for paying it out. To ensure your money goes to the right people, you need to give the trustee clear instructions. This is done by nominating a beneficiary. Let's look at the fundamentals.

Talking to Your Family About Your Will
It's one of those difficult chats we often put off, but talking to your family about your will and estate plan is one of the most important things you can do. It's not about being morbid; it's about being responsible. Having this discussion can prevent future misunderstandings, reduce family conflict, and ensure your wishes are known and respected.

Imparting Financial Habits to Your Children
Teaching children about money is one of the most valuable lessons a parent can offer. It goes far beyond simply giving them pocket money; it’s about shaping their mindset for a financially secure future. By instilling a few core habits early on, you can move beyond basic saving and start building the foundation of a true investor.

August 2025 Market Updates
August 2025 featured a cautiously optimistic global investment climate, with Australia's ASX 200 showing a strong rise driven by solid domestic fundamentals, while the US S&P 500 demonstrated steady resilience after early dips. The Australian residential property market kept growing due to low supply and easing interest rates, with cities like Darwin and Perth leading increases despite ongoing affordability challenges. Inflation in Australia moderated within the Reserve Bank's target range, leading to a cautious interest rate cut aimed at balancing price stability and economic growth. Overall, the outlook signals a measured but positive recovery supported by easing monetary policy and sustained investor confidence, even as global uncertainties and affordability issues persist.

The Basics of Age Pension
The Age Pension is a vital source of income for many Australians in retirement, providing regular payments to help with living costs. Knowing the ins and outs of how it works can make a real and impactful difference to your financial wellbeing.

All About Debt Recycling
We're all looking for smart ways to get ahead financially. One strategy you might hear about is debt recycling. It sounds complex, but the fundamental idea is quite simple: you turn your 'bad' debt into 'good' debt. Let's break down what it is, how it works, and the things you need to watch out for.